Here are the card's top features:The industry-leading cash-back rate at supermarkets is this card's primary allure. Even with a yearly spend cap on the category, the Blue Cash Preferred is an incredibly rewarding option for U.S. supermarket purchases.Earning cash back with the Blue Cash Preferred card is simple, with a generous rate on everyday purchases such as U.S. gas station and supermarket purchases. However, all credit card information is presented without warranty.

You have to earn enough rewards to pay the annual fee before you net any value.With the mushy value propositions of some rewards, such as airline miles, airport lounge access and concierge service, calculating a break-even point can be cumbersome, inexact and changing. To date, Jarrod has traveled to 16 countries and 22 US states.Earn 60,000 Membership Rewards points. Keep an eye on your inbox—we’ll be sending over your first message soon.Despite its high annual fee, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous point bonus on U.S. gas station spending and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.The Blue Cash Preferred card offers a fairly low interest rate and a decent introductory period new purchases, though cardholders may find the annual fee too pricey.The Blue Cash Preferred Card from American Express boasts a great rewards rate, offering one of the highest rates of cash back you can find on select U.S. streaming subscriptions – making your next binge night a great way to rack in rewards.Most appealing of all, the Blue Cash Preferred card comes with an incredibly generous rate on U.S. supermarket purchases, making it a top choice for families who spend a significant amount on groceries each month. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. In addition to 24/7 customer service – including an online chat feature – American Express offers a highly rated mobile app.Because the Blue Cash Preferred card comes with generous cash back rates in several popular bonus categories, it makes an excellent pair for other rewards cards. The Blue Cash Preferred® Card from American Express costs $95 per year, making it one of the few cash back cards with an annual fee. For more moderate spenders, however, the $95 annual fee might be difficult to offset.All reviews are prepared by CreditCards.com staff. This makes it a valuable choice for cardholders who take public transportation.With so many great bonus categories to earn significant cash back, we estimate that the Blue Cash Preferred card is one of the most rewarding cash back cards on the market – despite its $95 annual fee. After you hit the $6,000 cap, you earn 1% at supermarkets. For example, if you have $100 in reward dollars, you can reduce your balance by $100. You can clear it fairly easily if you regularly spend a lot at the supermarket, the gas pump, or on commuting.

In fact, its popularity earned it a spot on our best credit cards of 2020 list as the best cash-back credit card for families.

With the Blue Cash Preferred, you can earn 3 percent cash back at U.S. gas stations. Visit NerdWallet's list of  is a superior cash-back card and can be an ideal everyday card as long as you use it enough overcome its annual fee and are comfortable with its restrictions on where you shop for groceries or gas.Get started with Blue Cash Preferred® Card from American ExpressThis card pays 6% cash back on up to $6,000 a year in spending at U.S. supermarkets.

Alternatively, the Bank of America Cash Rewards card offers 3 percent cash back in a category of the cardholder’s choice, including gas (on up to $2,500 in combined choice category purchases each quarter).

Blue Cash Preferred Card from American Express cardholders receive several free benefits. When you click on Again, eligible U.S. streaming services earn 6% back, uncapped. A sizable annual fee.Many or all of the products featured here are from our partners who compensate us. Here’s a quick look at the card’s estimated earning rate compared to other popular cash back cards. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site.